The Bajaj Finserv EMI Network Card allows customers to convert their high-end purchases into affordable EMIs. The card comes with a predefined loan limit of up to Rs. 2 Lakhs that can be used for online shopping on platforms like Amazon, Flipkart, Reliance Digital, etc.
Using the Bajaj Finserv EMI Network Card, customers reap exciting offers and discounts. However, one must adhere to the Bajaj Finserv EMI Network Card online eligibility criteria to reap such lucrative benefits.
Check the Eligibility Criteria to Apply for Bajaj Finserv EMI Network Card
Individuals must meet the following eligibility norms to apply for the Bajaj Finserv EMI Network Card and reap maximum benefits:
- Individuals must be Indians.
- They must have a current bank account in India.
- To obtain a Bajaj Finserv EMI Network Card, Individuals must belong to the age group of 21 to 65 years.
- They must have a stable source of income.
Individuals must also be mindful of the documentation while applying for Bajaj Finserv EMI Network Card.
Here are some documents one must submit:
- KYC papers
- Proof of address
- Duly signed ECS mandate
- Cancelled cheque
Process to Apply for Bajaj Finserv EMI Network Card
After meeting the eligibility norms and submitting necessary documents, individuals can apply for the Bajaj Finserv EMI Network Card.
Here are the steps to help new users apply for Bajaj Finserv EMI Network Card:
Step 1: Visit Bajaj Finserv EMI Network Card page and click on ‘Apply’ tab.
Step2: Mention necessary details to check eligibility.
Step 3: Proceed by clicking on ‘Check Your Offer’ to see the pre-approved offer on the Bajaj Finserv EMI Network Card.
Step 4: Enter the OTP to validate the mentioned details.
Step 5: Upon verification, provide further details like name, PAN, gender etc. Then, click on ‘Proceed’ to check the credit limit.
Step 6: Move ahead to authenticate the KYC details and initiate the joining fee payment.
On successful payment, the Bajaj Finserv EMI Network Card will get activated. Now, individuals must complete the e-mandate process by providing bank details and OTP.
Existing users must follow the mentioned steps to apply for Bajaj Finserv EMI Network Card:
Step 1: Navigate to the Bajaj Finserv EMI Network Card page and provide necessary details like profession, date of birth etc., to check eligibility.
Step 2: Select ‘Check Your Offer’ to check Bajaj Finserv EMI Network Card pre-approved offer.
Step 3: Initiate the application process by clicking on the given link.
Step 4: Pay the annual fee and get confirmation notification on registered mobile number or email address.
Individuals can also apply for the Bajaj Finserv EMI Network Card from partner stores. However, they have to request the store representative for in-store financing options.
Benefits of Using a Bajaj Finserv EMI Network Card
Bajaj Finserv EMI Network Card bestows customers with the following benefits:
Considerable pre-approved loan
Bajaj Finserv EMI Network Card enables customers to access a loan amount of Rs. 2 Lakhs, which they can use to make a big-ticket purchase.
Flexible repayment tenure
Customers can opt for a flexible repayment term of 3 to 24 months, helping them reduce the EMI burden and repay on time.
Zero-cost EMI feature helps customers save on the overall cost of the purchase. Customers do not have to bear any additional charges, thereby paying the actual price of the product at the end of the repayment term. Furthermore, they do not have to make any down payments while purchasing any product. The no-cost EMI feature and zero down payments ensure an affordable shopping experience.
No foreclosure charges
Bajaj Finserv EMI Network Card users do not have to pay any foreclosure charge on foreclosing a loan after paying the first EMI.
Easy access to e-wallet
Another major benefit of using a Bajaj Finserv EMI Network Card is the easy accessibility of the Wallet application. It is because of this app, users do not have to carry the Bajaj Finserv EMI Network Card every time they make a purchase. They can also manage their purchases from online customer portals.
Online and offline shopping
Customers can shop for their desired products from any online shopping sites and partner stores using Bajaj Finserv EMI Network Card and enjoy free home delivery.
Furthermore, new and existing customers can enjoy exclusive pre-approved offers under Bajaj Finserv EMI Network Card. However, they must ensure a healthy credit score.
The Bajaj Finserv EMI Network Card is an effective payment system that enables customers to manage hefty expenses with ease. Moreover, they can avail of various discounts and offers on their purchases. However, to reap such benefits and experience a hassle-free shopping experience, individuals must abide by the Bajaj Finserv EMI Network Card online eligibility criteria.